top of page
Financial Planning for Institutions
Everyone Can Plan is a licensable financial planning platform that helps institutions deliver clarity around long term cash flow and net worth.
Designed for long-term planning. Built for real life.
Why Planning Is Hard
Planning is harder than it should be.
Today, you have two choices:
Hire an expert — effective, but expensive and ongoing.
Do it yourself — which requires financial knowledge, spreadsheets, or a collection of websites and apps.
The problem is complexity. Real financial planning must account for housing, taxes, income changes, investments, and future life events — over decades.
Most tools solve only part of the problem. Few answer the full set of questions:
-
Does this include housing?
-
How long does the plan extend?
-
What happens when life changes?
-
And what happens to my data?
Everyone Can Plan
-
Fast to start — build a plan in minutes
-
Estimates real expenses — not just income
-
Estimates taxes
-
Layer future events
-
Plans decades ahead — not just next year
-
Supports many income types — salary, freelance, pensions
-
Secure - on device and encrypted
Expenses
Understand what life really costs
Expenses change over time — families grow, housing changes, healthcare costs rise.
The app estimates living expenses year-by-year, adjusting automatically as your life evolves.
Income
Every income source, in one model.
Model salaries, freelance work, pensions, rental income, and more — all projected over time.
Income can start, stop, or change without rewriting your plan.
Taxes
Taxes matter. We include them.
Taxes are one of the biggest planning blind spots.
The app estimates income taxes and social contributions over time, so projections reflect what you actually keep — not just what you earn.
Assets & Debt
Track wealth, not just cash flow
Model real estate, vehicles, savings, and debts together.
Loans amortize over time. Assets appreciate or depreciate. Your net worth evolves realistically.
Future Events
Life changes. Your plan should too.
Most plans assume the future looks like today.
This app lets you layer future life events — buying a home, starting a family, changing careers, downsizing, or entering assisted living — directly into your plan.
Each event adjusts income, expenses, assets, and taxes over time, without breaking your original plan.
Retirement
Retirement isn't one date. It's a phase
Plan retirement income, withdrawals, and timing — and adjust them as life changes.
Support for country-specific retirement systems and contribution rules is built in.
Real Estate
Housing decisions shape your future
Model buying, selling, downsizing, or renting — including mortgages, ongoing costs, and affordability checks.
Housing is treated as a long-term decision, not a one-time calculator.
Investment Planning
Investing that fits your life plan.
Investment growth is modeled alongside income, expenses, taxes, and retirement.
See how saving and investing choices affect your future — without financial advice.
Goals & Actions
Turn Insight into Direction
The app highlights goals and suggested actions that adapt to your plan.
Change assumptions, add future events, and immediately see the impact — without losing your base plan.
Long term financial plan
Turn Insight into Direction
Start age
Retire age
End age
25
65
90
Model your finances from early career through retirement and beyond, year by year.
Everyone Can Plan provides financial planning and modeling tools for informational purposes only and does not provide financial, investment, tax, legal, or insurance advice.
bottom of page