Targeted Planning
Institutions can configure planning experiences around specific target audiences.
Each audience emphasizes the income sources, expenses, tax considerations, retirement options, and future events most relevant to that group — while allowing users to adjust and extend the plan as their situation changes
Enterprise-Ready Technology
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Native Apple implementation (SwiftUI / SwiftData)
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Cross-platform implementation (Flutter)
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Modular architecture
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Designed for localization and internationalization
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No dependency on user data sharing
Common Events
Illustrates the future events most often considered at different career stages. Users may add, remove, or adjust events at any time.
Licensing
Everyone Can Plan is a modular, country-aware financial planning engine that can be embedded into existing platforms or offered as a branded standalone experience.
Deployment models
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Embedded within existing applications
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White-labeled standalone experiences
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Internal tools for advisors or educators
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Pilot and innovation sandbox deployments
Licensed by Market and Geography
Licensing is structured by country and intended audience, ensuring accurate tax modeling, regulatory alignment, and controlled deployment.
Built for Institutions
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Banks & Credit Unions
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Embed planning tools into retail or advisory platforms.
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Credit Card & Fintech Providers
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Offer planning and budgeting as a value-added service.
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Financial Publications
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Provide interactive planning tools for readers.
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Universities & Education Programs
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Deliver financial literacy without providing advice.
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Country Adjustments
Tax estimation and retirement plan guidance reflect local rules, contribution limits, and reporting structures for each supported country.
Flag
Inflation 15-year average
State pension
Employer plan
Individual plan
Social contribution
Income tax year
2.67% | Age Pension | SUPER | SMSF | Medicare Levy 2% (no cap) | 2026 | |
2.27% | Canada Pension Plan | RPP | RRSP | CPP 6% (cap 68500); EI 1.6% (cap 61500) | 2026 | |
6.25% | Employees Provident Fund | NPS | PPF | Employee Provident Fund 12% (no cap) | 2026 | |
1.40% | State Pension | OPS | PRSA | PRSI 4% (no cap); USC 0.5%–4.5% (tiered) | 2026 | |
2.09% | CPF Life | CPF | SRS | Central Provident Fund 20% (cap 72000) | 2026 | |
2.99% | State Pension | Workplace pension | SIPP | National Insurance 12% (cap 125140); 2% (higher) | 2026 | |
2.61% | Social Security | 401k | IRA | Social Security 6.2% (cap 176000); Medicare 1.45% (no cap); Addl Medicare 0.9% | 2026 |